Posted in Insurance

Uh-oh, the fun-time 40s are over, and the financial-planning 50s have begun!
It's actually not that bad. Your 50s are the time  which you can use to fine tune your financial plan that will likely mean you don't have to work any longer. Financial independence is so close you can just about smell the coconut palm trees! So that's got to be good has it not?!
In your 50s, it's time to stop thinking "someday I would like to be financially independent...

You are in your 40s now you have officially become the parents of your youth! Your 40s is when the serious financial planning becomes a priority and not just something you will eventually get around to starting one day.
Whilst "retirement" was the ultimate end goal for your parents' generation, "financial independence" is now the bulls eye for which you will likely be aiming when you are in your 40s.
  Gone are the days of the "week-days: ...

Do you have adequate Home Contents Insurance? When it comes to insuring home contents most people do not know how to calculate the value they should place on their possessions.  It is not until you have experienced loss of contents, especially total loss, that you realise the importance of having your home contents insured adequately.  Total loss is an extremely stressful time, however having your home contents insured for the correct value can provide peace of mind. For ...

There a lot of people that would consider spending thousands of dollars paying for a Trauma Insurance policy is a waste of money...until, that is, they (or someone they know) is diagnosed with cancer, or suffers a heart attack. Just before Christmas this year, one of our clients was diagnosed with cancer, and as we go through the process of managing the claims process for them, some very real reasons for having a quality Trauma Insurance policy from a reputable life insurance company h...

Most Life Insurance policies offer Optional Benefits, but how do you choose which ones are likely to benefit you the most, and fit within your budget? Cost/Benefit Analysis Usually, Optional Benefits increase the cost of the policy premium, so you need to ensure the options you choose are likely to benefit you. For example, why would you need Needlestick Injury cover, if you weren't a medical practitioner? But if you were an active person and enjoyed a lot of physical ac...