Posted in Financial Planning

You are in your 40s now you have officially become the parents of your youth! Your 40s is when the serious financial planning becomes a priority and not just something you will eventually get around to starting one day.
Whilst "retirement" was the ultimate end goal for your parents' generation, "financial independence" is now the bulls eye for which you will likely be aiming when you are in your 40s.
  Gone are the days of the "week-days: ...

The wild and crazy party days of your 20s are done!
#everyoneneedsaplan - You are in your 30s now, and it's time to get serious about your financial plan to secure your financial future.
Of course everyone is different, some people want to start a family, others want to continue to build their career, but either way when you are in your 30s. You need to start thinking about how you are going to build your financial assets for that time in the future when you will not have...

#everyoneneedsaplan when thinking about retirement.  However, most of us don't start thinking about it until we are almost ready to retire and think that our Superannuation will be enough.  In reality, most people are underprepared for retirement and the comfortable lifestyle they have worked for may not be so comfortable. Planning for Retirement should not just involve financial plans, you also need to plan your lifestyle when you no longer work.  A sound financial ...

#Everyoneneedsaplan to review their financial situation regularly.  Now that the end of the financial year has been completed, it's a great time to get all your finances in order, to make plans for the next 12 months. Most people will agree that it is important to get their finances in order - 'I've paid a lot of people, but I don't actually know the reason why'.  Sound familiar?  We all know we need to save and make sure we look after our finances...

  Most people would like to put some savings aside for their child, whether it be for paying for their education, buying them their first car, or helping them with the deposit for their first home.  However, depending on how you save those monies, the tax man could be taking more than their fair share! Here are 3 things you need to know when saving for your child's education
1. The primary issue for saving for children is the "minors income tax rates"...